Navigating Fixed Rate Bonds for Irish Residents

Understanding Fixed Rate Bonds: A Core Savings Instrument A Fixed Rate Bond is a type of savings account where you deposit a lump sum for a predetermined period, known as the term or maturity. In return, the financial institution guarantees a fixed rate of interest...

The Pros and Cons of Locking in an Irish Fixed Rate

Understanding the Irish Fixed-Rate Mortgage A fixed-rate mortgage is a home loan where the interest rate remains constant for a predetermined period, known as the “term” or “fixed period.” In Ireland, these terms typically range from one to ten...

Maximising Returns with Fixed Term Deposits in Ireland

Understanding Fixed Term Deposits in the Irish Market A Fixed Term Deposit (FTD) is a savings product offered by banks and credit unions where you agree to deposit a lump sum for a predetermined period, known as the ‘term’. In return, the financial institution...