The Pros and Cons of Locking in an Irish Fixed Rate

Understanding the Irish Fixed-Rate Mortgage A fixed-rate mortgage is a home loan where the interest rate remains constant for a predetermined period, known as the “term” or “fixed period.” In Ireland, these terms typically range from one to ten...

Maximising Returns with Fixed Term Deposits in Ireland

Understanding Fixed Term Deposits in the Irish Market A Fixed Term Deposit (FTD) is a savings product offered by banks and credit unions where you agree to deposit a lump sum for a predetermined period, known as the ‘term’. In return, the financial institution...

Understanding Fixed Rate Bond Terms and Conditions

What is a Fixed Rate Bond? A fixed rate bond is a debt security issued by governments, municipalities, or corporations to raise capital. In exchange for a loan of money, the issuer promises to pay the bondholder a fixed, predetermined interest rate—known as the coupon...

Comparing Fixed Rate Bonds from Irish Banks

Understanding Fixed Rate Bonds in Ireland A Fixed Rate Bond, often referred to as a term deposit or savings bond, is a type of savings account where you agree to lock away a lump sum of money for a predetermined period. In return, the bank guarantees a fixed rate of...