Assessing Risk: A Primer for New Irish Investors

Understanding Your Personal Risk Profile: The Starting Point Every investment journey is unique, and the first step is not picking stocks or funds but engaging in rigorous self-assessment. Your risk profile is a blend of your financial capacity and your emotional...

Money Market Funds: A Secure Option for Irish Cash

Understanding Money Market Funds: The Mechanics and the Players A money market fund is a type of collective investment scheme that pools money from numerous investors to purchase a portfolio of high-quality, short-term debt instruments. Unlike a bank deposit, an MMF...

Navigating Fixed-Income Investments in the Irish Market

The Irish fixed-income market presents a unique landscape for investors seeking predictable returns, capital preservation, and portfolio diversification. Unlike more volatile equity markets, fixed-income investments involve lending capital to an issuer in exchange for...

Is Gold a Safe Investment for Irish Portfolios?

Understanding Gold’s Role in a Diversified Portfolio The primary function of gold within any investment strategy, Irish or otherwise, is not typically aggressive growth but rather wealth preservation and risk mitigation. It is classified as a ‘store of value’ and a...

The Safest Way to Invest for Retirement in Ireland

Understanding the Irish Pension Landscape The foundation of retirement planning in Ireland rests on the State Pension (Contributory), a flat-rate payment from the Department of Social Protection. To qualify, you need to have started paying social insurance (PRSI)...

Bonds vs. Funds: Choosing a Safer Path in Ireland

Understanding the Core Concepts: Bonds and Funds Defined A bond is essentially an IOU, a loan made by an investor to a borrower, typically a government or a corporation. When you purchase a bond, you are lending your money for a predetermined period. In return, the...