Are Irish State Savings the Safest Bet?

The concept of financial safety is paramount for a certain class of investor. For those whose primary objective is the absolute preservation of capital, above high returns or market speculation, the search for a truly safe harbour leads directly to the bedrock of...

An Introduction to Irish Government Bonds

What Are Irish Government Bonds? An Irish Government Bond is a debt security issued by the National Treasury Management Agency (NTMA) on behalf of the Irish government to raise funds for its budgetary requirements. In essence, when an investor purchases an Irish bond,...

How to Build a Safe Investment Portfolio in Ireland

Understanding Your Financial Position and Goals Before selecting a single asset, a rigorous self-assessment is non-negotiable. This foundational step dictates every subsequent decision. Begin by defining clear, measurable financial goals. Categorise them as short-term...

Best Low-Risk Investments in Ireland 2024

Understanding Risk and Return in the Irish Context Before allocating capital, Irish investors must first define ‘low-risk’. It typically signifies a high probability of preserving the initial capital (principal) and a predictable, albeit often modest,...

Safe Investment Options for Irish Savers

Understanding Risk and Return in the Irish Context For Irish savers, the concept of ‘safe’ investment is intrinsically linked to capital preservation. The primary goal is to protect the initial amount invested, accepting that potential returns will be...

The Role of An Post in Ireland’s Savings Bond System

The Historical Context and Establishment of An Post’s Role The story of An Post’s integral role in Ireland’s savings bond system is inextricably linked to the nation’s post-independence development. Following the establishment of the Irish Free State, there was a...

A Beginner’s Introduction to Irish State Savings

What Are Irish State Savings? Irish State Savings are a suite of savings and investment products offered by the Irish government, specifically through the National Treasury Management Agency (NTMA). They are designed to provide a secure, accessible, and tax-efficient...

Transferring and Gifting Irish Savings Bonds

Understanding Irish Savings Bonds: A Definitive Guide to Transfer and Gifting Irish Savings Bonds, specifically the Ireland State Savings series of products, represent a cornerstone of secure, government-backed investment for individuals and families. While their...