Maximising Returns with Fixed Term Deposits in Ireland

Understanding Fixed Term Deposits in the Irish Market A Fixed Term Deposit (FTD) is a savings product offered by banks and credit unions where you agree to deposit a lump sum for a predetermined period, known as the ‘term’. In return, the financial institution...

Understanding Fixed Rate Bond Terms and Conditions

What is a Fixed Rate Bond? A fixed rate bond is a debt security issued by governments, municipalities, or corporations to raise capital. In exchange for a loan of money, the issuer promises to pay the bondholder a fixed, predetermined interest rate—known as the coupon...

Comparing Fixed Rate Bonds from Irish Banks

Understanding Fixed Rate Bonds in Ireland A Fixed Rate Bond, often referred to as a term deposit or savings bond, is a type of savings account where you agree to lock away a lump sum of money for a predetermined period. In return, the bank guarantees a fixed rate of...

How to Secure Your Savings with Irish Fixed Rate Bonds

Understanding the Fundamentals of Fixed Rate Bonds A fixed rate bond is a type of savings account where you agree to deposit a lump sum for a predetermined period, known as the term. In return, the financial institution guarantees a fixed rate of interest for the...

The Ultimate Guide to Fixed Rate Bonds in Ireland

Understanding Fixed Rate Bonds: A Secure Haven for Irish Savers A Fixed Rate Bond is a type of savings account where you deposit a lump sum for a predetermined period, known as the term. In return, the financial institution guarantees a fixed rate of interest for the...

High-Yield Bond Opportunities in the Irish Market

Ireland’s corporate bond market presents a compelling, albeit niche, opportunity for fixed-income investors seeking yield enhancement beyond traditional government securities. While not as expansive as larger European economies, the Irish market’s unique composition,...

Historical Performance of Irish Sovereign Bonds

The Origins: Pre-Independence and the Early Free State (1700s – 1922) The story of Irish sovereign bonds is inextricably linked to its political union with Britain. Prior to 1922, Ireland did not issue its own sovereign debt; its public financing needs were subsumed...