Privacy Policy

Last Updated: June 5th 2025

1. Data We Collect

• Personal Data: Name, email, IP address when you register or use our services.

• Financial Data: Investment preferences (non-sensitive, aggregated).

• Cookies: Essential (login) and analytics (Google Analytics).

2. How We Use It

• Provide bond comparison services

• Improve user experience (anonymous analytics)

• Send updates (opt-in only)

3. Legal Basis (GDPR)

• Contract: Necessary to deliver our service.

• Consent: For marketing emails (manage preferences anytime).

4. Data Sharing

• Never sold. Shared only with:

  • Regulatory bodies (if legally required)

  • Payment processors (for paid services)

5. Your Rights

• Access, correct, or delete your data

• Opt out of marketing

• Lodge GDPR complaints with Irish DPC

6. Security

• SSL encryption

• Regular security audits

Contact: admin@income-bonds.com

Terms of Service

Last Updated: [Date]

1. Eligibility

• Must be 18+

• Not for prohibited jurisdictions (e.g., sanctioned countries)

2. Account Rules

• Provide accurate info

• Keep login credentials secure

3. No Financial Advice

• Content is informational only

• We are not FCA/CBI regulated advisors

4. Limitation of Liability

• We are not liable for:

  • Investment losses

  • Website downtime (force majeure)

5. Termination

• We may suspend accounts for:

  • Fraudulent activity

  • Regulatory compliance

6. Governing Law

• Irish law (for EU users)

• Arbitration required before litigation

Contact: admin@income-bonds.com